Calc Smart

Terms of Service

Last Updated: June 1, 2025

Welcome to CalculatorSmart. By accessing or using our website, you agree to be bound by these Terms of Service. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing or using CalculatorSmart (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our Website.

2. Description of Service

CalculatorSmart provides free, web-based calculator tools for financial planning, health tracking, mathematical computations, and general utility purposes. Our tools include but are not limited to SIP calculators, EMI calculators, tax calculators, BMI calculators, and various other calculators.

3. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or servers
  • Interfere with or disrupt the Website or its servers
  • Reproduce, duplicate, copy, sell, or resell any part of the Website without our written permission
  • Use automated tools (bots, scrapers) to access the Website without permission

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, CalculatorSmart does not guarantee the accuracy, completeness, or reliability of any calculations, results, or information provided on the Website. The results generated by our tools are for informational and educational purposes only and should not be considered as professional financial, medical, legal, or tax advice.

5. No Professional Advice

The information provided by CalculatorSmart is not a substitute for professional advice. We strongly recommend consulting with qualified professionals (financial advisors, tax consultants, doctors, lawyers) before making any decisions based on the results from our tools.

6. Intellectual Property

All content on CalculatorSmart, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Pragati Business Solutions and is protected by Indian and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

7. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access third-party links at your own risk.

8. Advertisements

CalculatorSmart displays advertisements through Google AdSense and other advertising partners. These ads may use cookies to serve relevant content. We are not responsible for the content or accuracy of any advertisements displayed on our Website.

9. Limitation of Liability

To the fullest extent permitted by law, CalculatorSmart and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from your use of the Website, including but not limited to damages for loss of profits, goodwill, data, or other intangible losses.

10. Indemnification

You agree to indemnify and hold harmless CalculatorSmart and Pragati Business Solutions from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Website after any changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in India.

13. Contact Information

For any questions regarding these Terms, please contact us at: