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A Mutual Fund Returns Calculator evaluates the performance of a lump sum investment by calculating the Absolute Return percentage (total growth) and the Compound Annual Growth Rate (CAGR), given the initial investment amount, current value, and investment duration.

Mutual Fund Returns Calculator

Find out exactly how well your mutual funds are performing. Compare Absolute overall growth vs Annualized (CAGR) growth.

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Yrs

Tip: Use decimals for months (e.g., 5.5 for 5 years and 6 months).

Absolute vs Annualized (CAGR):
Absolute Return shows the total percentage gained overall. Annualized Return (CAGR) shows the average yearly growth rate, which is the most accurate way to judge mutual fund performance over multiple years.

Annualized Return (CAGR)

0%

Absolute Return (Total Growth)

0%

Total Wealth Gained

₹0

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About the Mutual Fund Returns Calculator

Easily calculate the Absolute Return and Annualized Return (CAGR) of your mutual fund or stock market investments. Understanding how this works can significantly improve your financial planning. This tool is designed to provide you with the most accurate and up-to-date calculations required for your specific needs.

The Mathematical Formula

CAGR = [ ( Final ValueInitial Value )1/Years ] - 1

How to use this calculator?

1

Enter Initial Investment

Input the amount of money you originally invested.

2

Enter Current Value

Input the current market value of that investment.

3

Enter Duration

Input the total time you have held the investment in years (e.g., 2.5 for 2.5 years).

4

Compare Returns

See your total wealth gained, absolute percentage return, and true annualized CAGR.

Frequently Asked Questions (FAQs)

Q. What is Absolute Return?

Absolute return simply measures the total percentage of profit or loss on your investment, regardless of how much time it took to achieve.

Q. What is CAGR?

Compound Annual Growth Rate (CAGR) shows the smoothed annualized rate of return. If your investment took 5 years to double, absolute return is 100%, but CAGR is ~14.87%. CAGR is the best way to compare mutual funds.

Source & Citations: Mathematical models used in this tool are based on standard compounding formulas as recognized by the Reserve Bank of India (RBI) and major financial institutions.

Disclaimer: The results provided by this calculator are for informational purposes only. Actual returns or loan values may vary based on market conditions, bank policies, and taxation laws.

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