About the SWP Calculator (Systematic Withdrawal Plan)
Calculate your mutual fund balance after withdrawing a fixed amount monthly. See how long your money will last. Understanding how this works can significantly improve your financial planning. This tool is designed to provide you with the most accurate and up-to-date calculations required for your specific needs.
The Mathematical Formula
How to use this calculator?
Enter Total Corpus
Input the total lump sum amount currently invested.
Enter Monthly Withdrawal
Input the fixed amount you plan to withdraw every month.
Check Balance
The calculator will show your final balance at the end of the term, or warn you if your money runs out early.
Frequently Asked Questions (FAQs)
Q. What is SWP in Mutual Funds?
SWP stands for Systematic Withdrawal Plan. It is the opposite of an SIP. Instead of putting money in every month, you withdraw a fixed amount every month while the rest of your money stays invested and continues to grow.
Source & Citations: Mathematical models used in this tool are based on standard compounding formulas as recognized by the Reserve Bank of India (RBI) and major financial institutions.
Disclaimer: The results provided by this calculator are for informational purposes only. Actual returns or loan values may vary based on market conditions, bank policies, and taxation laws.