FD Calculator for ₹6.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹7.44 Lakhs
Total Interest: +₹1.44 Lakhs
Senior Citizen (7.75%)
₹7.55 Lakhs
Total Interest: +₹1.55 Lakhs
FD Payout Details
3-Year Cumulative Maturity
₹7.44 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹600,000
Quarterly Interest Option:₹10,875 / qtr
Monthly Equivalent:₹3,625 / mo
Senior Bonus Profit:+₹11,041 extra
₹600,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹41,852 | ₹6.42 Lakhs | ₹6.45 Lakhs |
| 2 Years | 7% p.a. | +₹89,329 | ₹6.89 Lakhs | ₹6.96 Lakhs |
| 3 Years | 7.25% p.a. | +₹1.44 Lakhs | ₹7.44 Lakhs | ₹7.55 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹2.53 Lakhs | ₹8.53 Lakhs | ₹8.74 Lakhs |
| 10 Years | 6.5% p.a. | +₹5.43 Lakhs | ₹11.43 Lakhs | ₹12.01 Lakhs |
Frequently Asked Questions
For a ₹6.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹1.44 Lakhs in interest, giving a total maturity value of ₹7.44 Lakhs. Senior citizens receive ₹7.55 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹10,875 every 3 months.