FD Calculator for ₹1.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹1.24 Lakhs
Total Interest: +₹24,055
Senior Citizen (7.75%)
₹1.26 Lakhs
Total Interest: +₹25,895
FD Payout Details
3-Year Cumulative Maturity
₹1.24 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹100,000
Quarterly Interest Option:₹1,813 / qtr
Monthly Equivalent:₹604 / mo
Senior Bonus Profit:+₹1,840 extra
₹100,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹6,975 | ₹1.07 Lakhs | ₹1.08 Lakhs |
| 2 Years | 7% p.a. | +₹14,888 | ₹1.15 Lakhs | ₹1.16 Lakhs |
| 3 Years | 7.25% p.a. | +₹24,055 | ₹1.24 Lakhs | ₹1.26 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹42,175 | ₹1.42 Lakhs | ₹1.46 Lakhs |
| 10 Years | 6.5% p.a. | +₹90,556 | ₹1.91 Lakhs | ₹2.00 Lakhs |
Frequently Asked Questions
For a ₹1.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹24,055 in interest, giving a total maturity value of ₹1.24 Lakhs. Senior citizens receive ₹1.26 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹1,813 every 3 months.