FD Calculator for ₹5.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹6.20 Lakhs
Total Interest: +₹1.20 Lakhs
Senior Citizen (7.75%)
₹6.29 Lakhs
Total Interest: +₹1.29 Lakhs
FD Payout Details
3-Year Cumulative Maturity
₹6.20 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹500,000
Quarterly Interest Option:₹9,063 / qtr
Monthly Equivalent:₹3,021 / mo
Senior Bonus Profit:+₹9,200 extra
₹500,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹34,877 | ₹5.35 Lakhs | ₹5.38 Lakhs |
| 2 Years | 7% p.a. | +₹74,441 | ₹5.74 Lakhs | ₹5.80 Lakhs |
| 3 Years | 7.25% p.a. | +₹1.20 Lakhs | ₹6.20 Lakhs | ₹6.29 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹2.11 Lakhs | ₹7.11 Lakhs | ₹7.29 Lakhs |
| 10 Years | 6.5% p.a. | +₹4.53 Lakhs | ₹9.53 Lakhs | ₹10.01 Lakhs |
Frequently Asked Questions
For a ₹5.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹1.20 Lakhs in interest, giving a total maturity value of ₹6.20 Lakhs. Senior citizens receive ₹6.29 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹9,063 every 3 months.