FD Payout Details
3-Year Cumulative Maturity
₹49,622
Quarterly Compounding Applied
Deposit Principal:₹40,000
Quarterly Interest Option:₹725 / qtr
Monthly Equivalent:₹242 / mo
Senior Bonus Profit:+₹736 extra
₹40,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹2,790 | ₹42,790 | ₹43,001 |
| 2 Years | 7% p.a. | +₹5,955 | ₹45,955 | ₹46,409 |
| 3 Years | 7.25% p.a. | +₹9,622 | ₹49,622 | ₹50,358 |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹16,870 | ₹56,870 | ₹58,283 |
| 10 Years | 6.5% p.a. | +₹36,222 | ₹76,222 | ₹80,064 |
Frequently Asked Questions
For a ₹40,000 FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹9,622 in interest, giving a total maturity value of ₹49,622. Senior citizens receive ₹50,358.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹725 every 3 months.