FD Calculator for ₹3.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹3.72 Lakhs
Total Interest: +₹72,164
Senior Citizen (7.75%)
₹3.78 Lakhs
Total Interest: +₹77,684
FD Payout Details
3-Year Cumulative Maturity
₹3.72 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹300,000
Quarterly Interest Option:₹5,438 / qtr
Monthly Equivalent:₹1,813 / mo
Senior Bonus Profit:+₹5,520 extra
₹300,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹20,926 | ₹3.21 Lakhs | ₹3.23 Lakhs |
| 2 Years | 7% p.a. | +₹44,665 | ₹3.45 Lakhs | ₹3.48 Lakhs |
| 3 Years | 7.25% p.a. | +₹72,164 | ₹3.72 Lakhs | ₹3.78 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹1.27 Lakhs | ₹4.27 Lakhs | ₹4.37 Lakhs |
| 10 Years | 6.5% p.a. | +₹2.72 Lakhs | ₹5.72 Lakhs | ₹6.00 Lakhs |
Frequently Asked Questions
For a ₹3.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹72,164 in interest, giving a total maturity value of ₹3.72 Lakhs. Senior citizens receive ₹3.78 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹5,438 every 3 months.