FD Calculator for ₹25.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹31.01 Lakhs
Total Interest: +₹6.01 Lakhs
Senior Citizen (7.75%)
₹31.47 Lakhs
Total Interest: +₹6.47 Lakhs
FD Payout Details
3-Year Cumulative Maturity
₹31.01 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹2,500,000
Quarterly Interest Option:₹45,313 / qtr
Monthly Equivalent:₹15,104 / mo
Senior Bonus Profit:+₹46,002 extra
₹2,500,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹1.74 Lakhs | ₹26.74 Lakhs | ₹26.88 Lakhs |
| 2 Years | 7% p.a. | +₹3.72 Lakhs | ₹28.72 Lakhs | ₹29.01 Lakhs |
| 3 Years | 7.25% p.a. | +₹6.01 Lakhs | ₹31.01 Lakhs | ₹31.47 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹10.54 Lakhs | ₹35.54 Lakhs | ₹36.43 Lakhs |
| 10 Years | 6.5% p.a. | +₹22.64 Lakhs | ₹47.64 Lakhs | ₹50.04 Lakhs |
Frequently Asked Questions
For a ₹25.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹6.01 Lakhs in interest, giving a total maturity value of ₹31.01 Lakhs. Senior citizens receive ₹31.47 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹45,313 every 3 months.