FD Calculator for ₹2.50 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹3.10 Lakhs
Total Interest: +₹60,137
Senior Citizen (7.75%)
₹3.15 Lakhs
Total Interest: +₹64,737
FD Payout Details
3-Year Cumulative Maturity
₹3.10 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹250,000
Quarterly Interest Option:₹4,531 / qtr
Monthly Equivalent:₹1,510 / mo
Senior Bonus Profit:+₹4,600 extra
₹250,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹17,438 | ₹2.67 Lakhs | ₹2.69 Lakhs |
| 2 Years | 7% p.a. | +₹37,220 | ₹2.87 Lakhs | ₹2.90 Lakhs |
| 3 Years | 7.25% p.a. | +₹60,137 | ₹3.10 Lakhs | ₹3.15 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹1.05 Lakhs | ₹3.55 Lakhs | ₹3.64 Lakhs |
| 10 Years | 6.5% p.a. | +₹2.26 Lakhs | ₹4.76 Lakhs | ₹5.00 Lakhs |
Frequently Asked Questions
For a ₹2.50 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹60,137 in interest, giving a total maturity value of ₹3.10 Lakhs. Senior citizens receive ₹3.15 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹4,531 every 3 months.