FD Calculator for ₹2.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹2.48 Lakhs
Total Interest: +₹48,109
Senior Citizen (7.75%)
₹2.52 Lakhs
Total Interest: +₹51,790
FD Payout Details
3-Year Cumulative Maturity
₹2.48 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹200,000
Quarterly Interest Option:₹3,625 / qtr
Monthly Equivalent:₹1,208 / mo
Senior Bonus Profit:+₹3,680 extra
₹200,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹13,951 | ₹2.14 Lakhs | ₹2.15 Lakhs |
| 2 Years | 7% p.a. | +₹29,776 | ₹2.30 Lakhs | ₹2.32 Lakhs |
| 3 Years | 7.25% p.a. | +₹48,109 | ₹2.48 Lakhs | ₹2.52 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹84,349 | ₹2.84 Lakhs | ₹2.91 Lakhs |
| 10 Years | 6.5% p.a. | +₹1.81 Lakhs | ₹3.81 Lakhs | ₹4.00 Lakhs |
Frequently Asked Questions
For a ₹2.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹48,109 in interest, giving a total maturity value of ₹2.48 Lakhs. Senior citizens receive ₹2.52 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹3,625 every 3 months.