FD Calculator for ₹15.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹18.61 Lakhs
Total Interest: +₹3.61 Lakhs
Senior Citizen (7.75%)
₹18.88 Lakhs
Total Interest: +₹3.88 Lakhs
FD Payout Details
3-Year Cumulative Maturity
₹18.61 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹1,500,000
Quarterly Interest Option:₹27,188 / qtr
Monthly Equivalent:₹9,063 / mo
Senior Bonus Profit:+₹27,601 extra
₹1,500,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹1.05 Lakhs | ₹16.05 Lakhs | ₹16.13 Lakhs |
| 2 Years | 7% p.a. | +₹2.23 Lakhs | ₹17.23 Lakhs | ₹17.40 Lakhs |
| 3 Years | 7.25% p.a. | +₹3.61 Lakhs | ₹18.61 Lakhs | ₹18.88 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹6.33 Lakhs | ₹21.33 Lakhs | ₹21.86 Lakhs |
| 10 Years | 6.5% p.a. | +₹13.58 Lakhs | ₹28.58 Lakhs | ₹30.02 Lakhs |
Frequently Asked Questions
For a ₹15.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹3.61 Lakhs in interest, giving a total maturity value of ₹18.61 Lakhs. Senior citizens receive ₹18.88 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹27,188 every 3 months.