FD Calculator for ₹10.00 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹12.41 Lakhs
Total Interest: +₹2.41 Lakhs
Senior Citizen (7.75%)
₹12.59 Lakhs
Total Interest: +₹2.59 Lakhs
FD Payout Details
3-Year Cumulative Maturity
₹12.41 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹1,000,000
Quarterly Interest Option:₹18,125 / qtr
Monthly Equivalent:₹6,042 / mo
Senior Bonus Profit:+₹18,401 extra
₹1,000,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹69,754 | ₹10.70 Lakhs | ₹10.75 Lakhs |
| 2 Years | 7% p.a. | +₹1.49 Lakhs | ₹11.49 Lakhs | ₹11.60 Lakhs |
| 3 Years | 7.25% p.a. | +₹2.41 Lakhs | ₹12.41 Lakhs | ₹12.59 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹4.22 Lakhs | ₹14.22 Lakhs | ₹14.57 Lakhs |
| 10 Years | 6.5% p.a. | +₹9.06 Lakhs | ₹19.06 Lakhs | ₹20.02 Lakhs |
Frequently Asked Questions
For a ₹10.00 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹2.41 Lakhs in interest, giving a total maturity value of ₹12.41 Lakhs. Senior citizens receive ₹12.59 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹18,125 every 3 months.