FD Calculator for ₹1.50 Lakhs
Quarterly Compounding Maturity (SBI, HDFC, ICICI Standards)
General Public (7.25%)
₹1.86 Lakhs
Total Interest: +₹36,082
Senior Citizen (7.75%)
₹1.89 Lakhs
Total Interest: +₹38,842
FD Payout Details
3-Year Cumulative Maturity
₹1.86 Lakhs
Quarterly Compounding Applied
Deposit Principal:₹150,000
Quarterly Interest Option:₹2,719 / qtr
Monthly Equivalent:₹906 / mo
Senior Bonus Profit:+₹2,760 extra
₹150,000 FD Returns Across Different Tenures
| FD Tenure | Interest Rate | Total Interest (₹) | Maturity Amount (₹) | Senior Citizen Maturity |
|---|---|---|---|---|
| 1 Year | 6.8% p.a. | +₹10,463 | ₹1.60 Lakhs | ₹1.61 Lakhs |
| 2 Years | 7% p.a. | +₹22,332 | ₹1.72 Lakhs | ₹1.74 Lakhs |
| 3 Years | 7.25% p.a. | +₹36,082 | ₹1.86 Lakhs | ₹1.89 Lakhs |
| 5 Years (Tax Saver) | 7.1% p.a. | +₹63,262 | ₹2.13 Lakhs | ₹2.19 Lakhs |
| 10 Years | 6.5% p.a. | +₹1.36 Lakhs | ₹2.86 Lakhs | ₹3.00 Lakhs |
Frequently Asked Questions
For a ₹1.50 Lakhs FD with 3-year tenure at 7.25% interest (quarterly compounding), you will earn ₹36,082 in interest, giving a total maturity value of ₹1.86 Lakhs. Senior citizens receive ₹1.89 Lakhs.
If you opt for a non-cumulative FD with quarterly payout, you will receive approximately ₹2,719 every 3 months.