Systematic Withdrawal Plan (SWP) Calculator
Plan monthly pension income while growing remaining mutual fund corpus
Corpus:
SWP Cashflow Summary
Final Remaining Fund Balance
₹30,83,750
₹21,60,000 Total Withdrawn
Initial Investment:₹25,00,000
Total Monthly Payouts:₹21,60,000
Total Value (Payouts + Fund):₹52,43,750
Frequently Asked Questions
An SWP allows an investor to withdraw a fixed amount of money from their mutual fund scheme on a regular monthly basis while the remaining balance continues to earn market returns.
SWP is far more tax-efficient because withdrawals are treated as capital redemptions rather than direct interest income, and only the capital gain portion is taxed.