National Pension System (NPS) Calculator
Calculate retirement corpus, lump-sum payout & monthly pension
Presets:
Pension Breakdown (Age 60)
Total NPS Corpus at Age 60
₹1,13,97,000
Expected Pension: ₹24,700 / Month
Total Invested:₹19.2 Lakhs
Lump Sum Withdrawal (60%):₹68.4 Lakhs (Tax-Free)
Annuity Reinvested (40%):₹45.6 Lakhs
Monthly Pension:₹24,700 / mo
Frequently Asked Questions
At age 60, you can withdraw up to 60% of the corpus completely tax-free as a lump sum. The remaining minimum 40% must be used to purchase an Annuity plan that pays a lifelong monthly pension.
Under Section 80CCD(1B), you can claim an exclusive additional tax deduction of up to ₹50,000 over and above the ₹1.5 Lakh limit of Section 80C.