Net Worth Calculator

Personal Balance Sheet & Asset Allocation

1. Assets (What You Own)

Cash & Checking Accounts ($):

Stocks & Brokerage Funds ($):

Retirement (401k, IRA, PPF) ($):

Real Estate / Primary Home ($):

Vehicles / Automobiles ($):

Other Valuables (Jewelry, Crypto) ($):

2. Liabilities (What You Owe)

Mortgage Balance Remaining ($):

Auto Loans Balance ($):

Student Loans Balance ($):

Credit Card Debts ($):

Personal Loans / Other Debts ($):

Net Worth Summary

Your Total Net Worth

$255,000

Positive Net Worth (Solvent)

Total Assets (Gross Wealth):$510,000

Total Liabilities (Total Debt):-$255,000

Debt-to-Asset Ratio:50.0%

Frequently Asked Questions

Net Worth = Total Assets − Total Liabilities. Everything you own of financial value (cash, stocks, property) minus everything you owe (mortgage, student loans, credit card balances).

According to standard personal finance rules of thumb (Stanley & Danko formula): Target Net Worth = (Age × Annual Income) / 10. If your net worth exceeds this target, you are in the top tier of wealth builders.

Net Worth Calculator

1. Assets (What You Own)

2. Liabilities (What You Owe)

Net Worth Summary

Frequently Asked Questions

What is the formula to calculate Net Worth?

What is a good Net Worth by Age?