In-Hand Salary Calculator (India)
Convert annual CTC to exact monthly take-home bank credit
CTC:
Net Monthly In-Hand Pay
Net Monthly Take-Home Pay
₹83,150 / mo
₹9,97,800 Annual In-Hand
Gross Monthly Salary:₹1,00,000
Employee PF (12% of Basic):-₹6,000
Professional Tax (PT):-₹200
Monthly Income Tax (TDS):-₹5,850
Frequently Asked Questions
Cost to Company (CTC) includes gross salary, employer PF contribution, gratuity, and performance bonuses. In-Hand (Net) Salary is the actual cash credited to your bank account every month after deducting Employee PF (12%), Professional Tax (₹200), and Income Tax (TDS).
In most Indian companies, Basic Salary accounts for 40% to 50% of the total CTC. HRA is usually 40-50% of Basic Salary.