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SSY Calculator for ₹30,000 / Year

21-Year Tax-Free Wealth Creation at 8.2% Govt Interest
21-Year Tax-Free Maturity Value
₹14.36 Lakhs
+₹9.86 Lakhs Total Interest Earned
SSY Scheme Overview
Total 15-Yr Deposit:₹4.50 Lakhs
Total Interest Earned:₹9.86 Lakhs
Interest Rate:8.2% p.a. Compounded
Tax Status:100% Tax-Free (EEE)
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Frequently Asked Questions

Depositing ₹30,000 / Year for 15 years yields a total tax-free maturity amount of ₹14.36 Lakhs at the end of 21 years (Total deposit: ₹4.50 Lakhs + Total Interest: ₹9.86 Lakhs at 8.2% rate).

No! You only make deposits for the first 15 years. During years 16 to 21, no further deposits are required, but your accumulated balance continues to earn 8.2% annual compound interest until the 21-year maturity.