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SIP Calculator for ₹900 / Month

Mutual Fund Growth over 10 Years at 12% CAGR
1 Year 10 Years 30 Years
Expected Wealth Created
Estimated Future Maturity Corpus
₹2.09 Lakh
+₹1.01 Lakh Estimated Wealth Gain
Total Amount Invested:₹1.08 Lakh
Wealth Gained (Profit):₹1.01 Lakh
CAGR Compounding:12% Annualized
Open Advanced Step-Up SIP Calculator
₹900 Monthly SIP Returns Table (Different Tenures)
Tenure Total Invested (₹) @ 10% CAGR (₹) @ 12% CAGR (₹) @ 15% CAGR (₹)
3 Years ₹32,400 ₹37,917 ₹39,157 ₹41,112
5 Years ₹54,000 ₹70,274 ₹74,238 ₹80,714
8 Years ₹86,400 ₹1.33 Lakh ₹1.45 Lakh ₹1.67 Lakh
10 Years ₹1.08 Lakh ₹1.86 Lakh ₹2.09 Lakh ₹2.51 Lakh
12 Years ₹1.30 Lakh ₹2.51 Lakh ₹2.90 Lakh ₹3.63 Lakh
15 Years ₹1.62 Lakh ₹3.76 Lakh ₹4.54 Lakh ₹6.09 Lakh
20 Years ₹2.16 Lakh ₹6.89 Lakh ₹8.99 Lakh ₹13.64 Lakh
25 Years ₹2.70 Lakh ₹12.04 Lakh ₹17.08 Lakh ₹29.56 Lakh
30 Years ₹3.24 Lakh ₹20.51 Lakh ₹31.77 Lakh ₹63.09 Lakh

Frequently Asked Questions

At an average 12% mutual fund CAGR return, a ₹900/month SIP will generate:
10 Years: Invested ₹1.08 Lakh → Maturity: ₹2.09 Lakh
15 Years: Invested ₹1.62 Lakh → Maturity: ₹4.54 Lakh
20 Years: Invested ₹2.16 Lakh → Maturity: ₹8.99 Lakh

In the initial years, your returns come primarily from deposits. But as compounding accelerates after 10+ years, your wealth gained (₹1.01 Lakh) significantly surpasses your actual deposited capital.