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SIP Calculator for ₹500 / Month

Mutual Fund Growth over 5 Years at 12% CAGR
1 Year 5 Years 30 Years
Expected Wealth Created
Estimated Future Maturity Corpus
₹41,243
+₹11,243 Estimated Wealth Gain
Total Amount Invested:₹30,000
Wealth Gained (Profit):₹11,243
CAGR Compounding:12% Annualized
Open Advanced Step-Up SIP Calculator
₹500 Monthly SIP Returns Table (Different Tenures)
Tenure Total Invested (₹) @ 10% CAGR (₹) @ 12% CAGR (₹) @ 15% CAGR (₹)
3 Years ₹18,000 ₹21,065 ₹21,754 ₹22,840
5 Years ₹30,000 ₹39,041 ₹41,243 ₹44,841
8 Years ₹48,000 ₹73,700 ₹80,763 ₹92,968
10 Years ₹60,000 ₹1.03 Lakh ₹1.16 Lakh ₹1.39 Lakh
12 Years ₹72,000 ₹1.39 Lakh ₹1.61 Lakh ₹2.02 Lakh
15 Years ₹90,000 ₹2.09 Lakh ₹2.52 Lakh ₹3.38 Lakh
20 Years ₹1.20 Lakh ₹3.83 Lakh ₹5.00 Lakh ₹7.58 Lakh
25 Years ₹1.50 Lakh ₹6.69 Lakh ₹9.49 Lakh ₹16.42 Lakh
30 Years ₹1.80 Lakh ₹11.40 Lakh ₹17.65 Lakh ₹35.05 Lakh

Frequently Asked Questions

At an average 12% mutual fund CAGR return, a ₹500/month SIP will generate:
10 Years: Invested ₹60,000 → Maturity: ₹1.16 Lakh
15 Years: Invested ₹90,000 → Maturity: ₹2.52 Lakh
20 Years: Invested ₹1.20 Lakh → Maturity: ₹5.00 Lakh

In the initial years, your returns come primarily from deposits. But as compounding accelerates after 10+ years, your wealth gained (₹11,243) significantly surpasses your actual deposited capital.