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SIP Calculator for ₹200 / Month

Mutual Fund Growth over 10 Years at 12% CAGR
1 Year 10 Years 30 Years
Popular Amounts: Google Crawlable
₹500 / mo ₹1,000 / mo ₹2,000 / mo ₹3,000 / mo ₹5,000 / mo ₹10,000 / mo ₹15,000 / mo ₹20,000 / mo ₹25,000 / mo ₹50,000 / mo ₹100,000 / mo
Expected Wealth Created
Estimated Future Maturity Corpus
₹46,468
+₹22,468 Estimated Wealth Gain
Total Amount Invested:₹24,000
Wealth Gained (Profit):₹22,468
CAGR Compounding:12% Annualized
Open Advanced Step-Up SIP Calculator
₹200 Monthly SIP Returns Table (Different Tenures)
Tenure Total Invested (₹) @ 10% CAGR (₹) @ 12% CAGR (₹) @ 15% CAGR (₹)
3 Years ₹7,200 ₹8,426 ₹8,702 ₹9,136
5 Years ₹12,000 ₹15,616 ₹16,497 ₹17,936
8 Years ₹19,200 ₹29,480 ₹32,305 ₹37,187
10 Years ₹24,000 ₹41,310 ₹46,468 ₹55,731
12 Years ₹28,800 ₹55,748 ₹64,450 ₹80,717
15 Years ₹36,000 ₹83,585 ₹1.01 Lakh ₹1.35 Lakh
20 Years ₹48,000 ₹1.53 Lakh ₹2.00 Lakh ₹3.03 Lakh
25 Years ₹60,000 ₹2.68 Lakh ₹3.80 Lakh ₹6.57 Lakh
30 Years ₹72,000 ₹4.56 Lakh ₹7.06 Lakh ₹14.02 Lakh
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Frequently Asked Questions

At an average 12% mutual fund CAGR return, a ₹200/month SIP will generate:
• 10 Years: Invested ₹24,000 → Maturity: ₹46,468
• 15 Years: Invested ₹36,000 → Maturity: ₹1.01 Lakh
• 20 Years: Invested ₹48,000 → Maturity: ₹2.00 Lakh

In the initial years, your returns come primarily from deposits. But as compounding accelerates after 10+ years, your wealth gained (₹22,468) significantly surpasses your actual deposited capital.