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SIP Calculator for ₹1,000 / Month

Mutual Fund Growth over 15 Years at 12% CAGR
1 Year 15 Years 30 Years
Expected Wealth Created
Estimated Future Maturity Corpus
₹5.05 Lakh
+₹3.25 Lakh Estimated Wealth Gain
Total Amount Invested:₹1.80 Lakh
Wealth Gained (Profit):₹3.25 Lakh
CAGR Compounding:12% Annualized
Open Advanced Step-Up SIP Calculator
₹1,000 Monthly SIP Returns Table (Different Tenures)
Tenure Total Invested (₹) @ 10% CAGR (₹) @ 12% CAGR (₹) @ 15% CAGR (₹)
3 Years ₹36,000 ₹42,130 ₹43,508 ₹45,679
5 Years ₹60,000 ₹78,082 ₹82,486 ₹89,682
8 Years ₹96,000 ₹1.47 Lakh ₹1.62 Lakh ₹1.86 Lakh
10 Years ₹1.20 Lakh ₹2.07 Lakh ₹2.32 Lakh ₹2.79 Lakh
12 Years ₹1.44 Lakh ₹2.79 Lakh ₹3.22 Lakh ₹4.04 Lakh
15 Years ₹1.80 Lakh ₹4.18 Lakh ₹5.05 Lakh ₹6.77 Lakh
20 Years ₹2.40 Lakh ₹7.66 Lakh ₹9.99 Lakh ₹15.16 Lakh
25 Years ₹3.00 Lakh ₹13.38 Lakh ₹18.98 Lakh ₹32.84 Lakh
30 Years ₹3.60 Lakh ₹22.79 Lakh ₹35.30 Lakh ₹70.10 Lakh

Frequently Asked Questions

At an average 12% mutual fund CAGR return, a ₹1,000/month SIP will generate:
10 Years: Invested ₹1.20 Lakh → Maturity: ₹2.32 Lakh
15 Years: Invested ₹1.80 Lakh → Maturity: ₹5.05 Lakh
20 Years: Invested ₹2.40 Lakh → Maturity: ₹9.99 Lakh

In the initial years, your returns come primarily from deposits. But as compounding accelerates after 10+ years, your wealth gained (₹3.25 Lakh) significantly surpasses your actual deposited capital.