100% Free & Accurate Tools Verified by Satyajit Giri, M.Tech in Computational Engineering 256-bit Secure Client-Side Calculations

SIP Calculator for ₹100 / Month

Mutual Fund Growth over 10 Years at 12% CAGR
1 Year 10 Years 30 Years
Expected Wealth Created
Estimated Future Maturity Corpus
₹23,234
+₹11,234 Estimated Wealth Gain
Total Amount Invested:₹12,000
Wealth Gained (Profit):₹11,234
CAGR Compounding:12% Annualized
Open Advanced Step-Up SIP Calculator
₹100 Monthly SIP Returns Table (Different Tenures)
Tenure Total Invested (₹) @ 10% CAGR (₹) @ 12% CAGR (₹) @ 15% CAGR (₹)
3 Years ₹3,600 ₹4,213 ₹4,351 ₹4,568
5 Years ₹6,000 ₹7,808 ₹8,249 ₹8,968
8 Years ₹9,600 ₹14,740 ₹16,153 ₹18,594
10 Years ₹12,000 ₹20,655 ₹23,234 ₹27,866
12 Years ₹14,400 ₹27,874 ₹32,225 ₹40,358
15 Years ₹18,000 ₹41,792 ₹50,458 ₹67,686
20 Years ₹24,000 ₹76,570 ₹99,915 ₹1.52 Lakh
25 Years ₹30,000 ₹1.34 Lakh ₹1.90 Lakh ₹3.28 Lakh
30 Years ₹36,000 ₹2.28 Lakh ₹3.53 Lakh ₹7.01 Lakh

Frequently Asked Questions

At an average 12% mutual fund CAGR return, a ₹100/month SIP will generate:
10 Years: Invested ₹12,000 → Maturity: ₹23,234
15 Years: Invested ₹18,000 → Maturity: ₹50,458
20 Years: Invested ₹24,000 → Maturity: ₹99,915

In the initial years, your returns come primarily from deposits. But as compounding accelerates after 10+ years, your wealth gained (₹11,234) significantly surpasses your actual deposited capital.